We currently loan to: California Alabama Missouri Pennsylvania Utah Hawaii Idaho Coming soon in: Nevada Idaho Colorado Wyoming Mississippi

 

California

Loan Amount

Loan amounts in California can range from $100 to $255.

Fees

Our fee is 17.65% of the amount of the loan. For example, the fee for a $100 loan is $17.65. A fee chart is below.

Term of Loan

A loan in California can be from 8 to 31 days. You loan will be due on your next payday that is within 8 to 31 days.

Specifically for different paydays:

• Weekly – Due back on the payday following the next payday that is at least 8 days away.

• Bi-Weekly – Due back on the next payday. If the next payday is less than 8 days, the advance will be due the following payday.

• Semi-Monthly (1^st and 15^th etc.) – Due back on the next payday. If the next payday is less than 8 days, the advance will be due the following payday.

• Monthly – Due back on the next payday. If the next payday is less than 8 days, the advance will be due in 8 days.

Repayment

• Your checking account will be debited for the total amount due on your payday. Renewals and Easy Pay are not allowed in California.

Once your account is paid in full, you can obtain another advance in two (2) business days. (Example: If paid in full on Monday, you may get a new advance on Wednesday)

Governing Law

Loans made in California are governed by California law. Questions about the law may be directed to the California Department of Corporations.

Fee Chart

Customer cannot be prosecuted or threatened with prosecution to collect on a deferred deposit loan.

*Annual Percentage Rate: The APR is the cost of your loan expressed as a yearly rate. The APRs are based on example loan terms of one payment (the total amount shown above) due in 14 and 30 days. The APR will increase if the actual loan term is shorter than these examples.

License