Missouri

Loan Amount

Loan amounts in Missouri can range from $100 to 500.

Term of Loan

A loan in Missouri can be from 14 to 31 days. You loan will be due on your next payday that is within 14 to 31 days.

Specifically for different paydays:

Weekly – Due back on the payday following the next payday.
Bi-Weekly – Due back on the next payday.
Semi-Monthly (1^st and 15^th etc.) – Due back on the next payday.
Monthly – Due back on the next payday.

If your next payday is less than 14 days, your advance will be due in 14 days.

Repayment

Do nothing on the due date and we will automatically renew your advance. We will renew your advance until the next payday by debiting your account for the fees due plus 5% of the principal amount. There will be an additional fee charged for a renewal, this fee amount is equal to the original fee.

Your advance may be renewed a maximum of 2 times by paying an additional fee. Missouri also requires 5% of the principal to be paid down each renewal.

After the 2^nd renewal, we will debit your account for the total amount due.

Once your account is paid in full, you can obtain another advance in two (2) business days. (Example: If paid in full on Monday, you may get a new advance on Wednesday)

Fee Schedule and APR

		$100	$150	$200	$250	$300	$350	$400	$450	$500
Term In Days	APR**	Finance Charge/APR**
14	651.79%	$25.00	$37.50	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
15	608.33%	$25.00	$37.50	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
16	570.31%	$25.00	$37.50	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
17	536.76%	$25.00	$37.50	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
18	506.94%	$25.00	$37.50	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
19	480.26%	$25.00	$37.50	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
20	456.25%	$25.00	$37.50	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
21	434.52%	$25.00	$37.50	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
22	414.77%	$25.00	$37.50	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
23	396.74%	$25.00	$37.50	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
24	380.21%	$25.00	$37.50	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
25	365.0%	$25.00	$37.50	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
26	350.96%	$25.00	$37.50	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
27	337.96%	$25.00	$37.50	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
28	325.89%	$25.00	$37.50	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
29	314.66%	$25.00	$37.50	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
30	304.17%	$25.00	$37.50	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
31	294.35%	$25.00	$37.50	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00

*Annual Percentage Rate: The APR is the cost of your loan expressed as a yearly rate. The APRs are based on example loan terms of one payment due 14 to 31 days.

Governing Law

We are a licensed Small Loan Company in Missouri. Loans made in Missouri are governed by Missouri law. Questions about the law may be directed to the Missouri Division of Finance.

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