Currently Serving: California Alabama Missouri Pennsylvania Utah Hawaii Idaho Coming Soon: Nevada Colorado Wyoming Mississippi

 

Pennsylvania

Loan Amount

Loan amounts in Pennsylvania can range from $100 – 500.

Fees

Our fee is 17.5% of the amount of the loan. For example, the fee for a $100 loan is $17.50. A detailed fee chart is below.

Loan Amount	Fee Rate	Fee Amount	Total of Payments
$100	17.5%	$17.50	$117.50
$150	17.5%	$26.25	$176.25
$200	17.5%	$35.00	$235.00
$250	17.5%	$43.75	$293.75
$300	17.5%	$52.50	$352.50
$350	17.5%	$61.25	$411.25
$400	17.5%	$70.00	$470.00
$450	17.5%	$78.75	$528.75
$500	17.5%	$87.50	$587.50

 

Term of Loan

A loan in Pennsylvania can be from 10 to 31 days. You loan will be due on your next payday that is within 10 to 31 days.

Specifically for different paydays:

• Weekly – Due back on the payday following the next payday that is at least 10 days away.

• Bi-Weekly – Due back on the next payday. If the next payday is less than 10 days, the advance will be due the following payday.

• Semi-Monthly (1^st and 15^th etc.) – Due back on the next payday. If the next payday is less than 10 days, the advance will be due the following payday.

• Monthly – Due back on the next payday. If the next payday is less than 10 days, the advance will be due in 10 days.

Repayment

Renewals

Do nothing on the due date and we will automatically renew your advance. We will renew your advance until the next payday by debiting your account for the fees due. There will be another fee charged for a renewal, this fee amount is equal to the original fee. Alabama only allows one renewal per advance, requiring your advance to be paid in full after 1 renewal. After the advance is paid in full, another advance can be made in two (2) business days. (For example – If Paid on Monday, another advance can be made Wednesday)

Pay in Full

Request to pay your advance in full on the due date.

 

After an advance is paid in full, another advance can be made in two (2) business days.

 

 

Governing Law

Loans made in Pennsylvania are governed by Alabama law. Questions about the law may be directed to the Alabama State Banking Department. Click here to see the Alabama Deferred Presentment Act.